Loan vs Borrowing what difference

what is difference between Loan and Borrowing

English

Pronunciation

  • (UK) IPA(key): /ləʊn/
  • (US) IPA(key): /loʊn/
  • Rhymes: -əʊn
  • Homophone: lone

Etymology 1

From Middle English lone, lane, from Old Norse lán, from Proto-Germanic *laihną, from Proto-Indo-European *leykʷ- (to leave (over)).

Cognate with Icelandic lán, Swedish lån, Danish lån, German Lehen (fief), Dutch leen (fief), West Frisian lien, North Frisian leen (fief; loan; office), Scots lane, lain, len, Old English lǣn. More at lend.

Noun

loan (plural loans)

  1. (law, banking, finance) An act or instance of lending, an act or instance of granting something for temporary use.
    Synonyms: loaning, lending
  2. (law, banking, finance) A sum of money or other property that a natural or legal person borrows from another with the condition that it be returned or repaid over time or at a later date (sometimes with interest).
    Synonym: principal
  3. The contract and array of legal or ethical obligations surrounding a loan.
  4. The permission to borrow any item.
Hypernyms
  • (something borrowed): bailment
Hyponyms
  • (something borrowed): mutuum, commodatum
Derived terms
Translations

Verb

loan (third-person singular simple present loans, present participle loaning, simple past and past participle loaned)

  1. (usually double transitive, US, dated in Britain, informal) To lend (something) to (someone).
    • 1820 June 1, William King, in 1820, Letters to James Monroe: President of the United States, from William King,
      In the course of a correspondence that passed between us at this period, he mentioned, to my utter astonishment, the fact of his having loaned Neilson 81000 to buy my bill on Maryland; and stated that he could not proceed to make the payment until Neilson refunded the money.
    • 1992, Carlo Ginzburg, The Cheese and the Worms: The Cosmos of a Sixteenth-Century Miller, page 30,
      All the rest—six out of eleven, more than half—were loaned to him.
    • 2015, Joanne M. Flood, Wiley GAAP 2015: Interpretation and Application of Generally Accepted Accounting Principles, page 574,
      Upon maturity of the debt, the investment bank returns the loaned shares.
      On the date of issuance, the entity should record the loaned shares at their fair value and recognize them as an issuance cost, with an offset to additional paid-in capital.
Usage notes
  • This usage, once widespread in the UK, is now confined to the US (or perhaps parts thereof). The use of loan as a verb is occasionally disapproved of, especially when the object being lent is something other than money; as a consequence, lend is often preferred.
Translations

Further reading

  • loan on Wikipedia.Wikipedia

Etymology 2

See lawn.

Noun

loan (plural loans)

  1. (Scotland) A lonnen.

Anagrams

  • Anlo, NOLA, Nola, lona, nola

Finnish

Pronunciation

  • IPA(key): /ˈloɑn/, [ˈlo̞ɑn]
  • Rhymes: -oɑn
  • Syllabification: lo‧an

Noun

loan

  1. genitive singular of loka

Anagrams

  • laon, olan

Spanish

Verb

loan

  1. Second-person plural (ustedes) present indicative form of loar.
  2. Third-person plural (ellos, ellas, also used with ustedes?) present indicative form of loar.

Vietnamese

Etymology

Sino-Vietnamese word from .

Pronunciation

  • (Hà Nội) IPA(key): [lwaːn˧˧]
  • (Huế) IPA(key): [lwaːŋ˧˧]
  • (Hồ Chí Minh City) IPA(key): [l⁽ʷ⁾aːŋ˧˧]

Noun

(classifier con) loan

  1. hen-phoenix



English

Pronunciation

Verb

borrowing

  1. present participle of borrow
    She is borrowing my pen.

Noun

borrowing (countable and uncountable, plural borrowings)

  1. An instance of something being borrowed.
    • January 1834, Horace Binney, Speech on the Question of the Removal of the Deposites
      Subscriptions, borrowings of money, taxings of the citizens and their property, may all be valid, as operations by virtue of laws for the government of the City []
  2. (linguistics) A borrowed word, adopted from a foreign language; loanword.

Derived terms

  • learned borrowing
  • reborrowing
  • semi-learned borrowing

Translations


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